Your use of this website and the information on it is at your own risk. When using this website, information will be sent over communication channels that we do not control. As a result, we assume no liability for or relating to the delay, failure, interruption or corruption of any information sent as a part of your use of this website. This website and the materials are provided on an "as is" basis.

Opinions expressed by MarketPsych corporate entities and their Affiliates ("MarketPsych") are based on sources believed to be reliable and are written in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy or completeness.

Any opinions expressed are subject to change without notice and may not be updated to reflect current market changes.

All advice, products, and services on this website are for educational and information purposes only and should not be construed as a solicitation to enter into an investment advisory relationship or to purchase any security or other financial instrument. MarketPsych does not provide customized or personally tailored advice, products, or services. Advice and trading signals displayed on this website are of a generic nature and are not tailored to the specific circumstances of any visitor or subscriber. You should use any information gathered from this website only as a starting point for your own independent research and decision making process.

Any specific investment recommendations or service contained or referred to on this website may not be suitable for all investors. You should carefully consider whether any specific recommendation or trading strategy is suitable for you in light of your financial condition. You are advised to conduct your own due diligence and seek advice from a qualified professional when it comes to making investment decisions.

This website may include references to hypothetical trading results. Hypothetical trading results have many inherent limitations, some of which are described herein. Hypothetical results do not represent the performance results of actual trading. Since hypothetical results do not represent actual trading, they may not reflect the impact that material economic and market factors might have had on the decision-making of a trader managing actual funds over the relevant time period. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particularly trading program.

In addition, hypothetical performance does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. For example, the ability to withstand losses or adhere to a particular trading program in spite of trading losses are material points which can also adversely affect actual trading results. There are numerous other factors related to the markets or to the implementation of any specific trading program which cannot be fully accounted for in the preparation of hypothetical results and all of which can adversely affect actual trading results.

The risk of loss in trading securities and other financial instruments can be substantial. You may sustain a total loss of your investment.

Neither MarketPsych nor any person or company affiliated with MarketPsych shall be liable for damages resulting from your use or inability to use this website, any recommendations listed on this website, or any other material presented on this website. By using this website, you agree that MarketPsych is not responsible for the success or failure of your investment decisions relating to information or services presented on herein.

MarketPsych reserves the right to refuse its services to anyone, either current subscriber or potential subscriber, for any reason or for no reason.

MarketPsych reserves the right at any time to modify this disclaimer and risk disclosure without notice.

MarketPsych Terms of Service

MarketPsych Pte Ltd, MarketPsych Advisor LLC, MarketPsych Insights, MarketPsych Data, MarketPsy Capital LLC, and Affiliated MarketPsych entities (the "Company") provides certain services (collectively, "Services") through the http://www.marketpsych.com website (the "Website") and via email and other electronic communications. Access to and use of the Website and the Services is subject at all times to these Terms of Service ("Terms of Service"), which are a binding contract between the Company and you. The Company shall be deemed to conduct its business operations related to these Terms of Service from its headquarters in Singapore, and all transactions between you and the Company, including without limitation the provision of information by and/or to the Company and you, shall be deemed to have occurred at such headquarters. Please be aware that the Company offers no individualized investment advice via the Website or the Service (as set forth in greater detail in Section 2, below).

EACH TIME YOU ACCESS OR USE THE WEBSITE OR THE SERVICE, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND REPRESENT THAT YOU HAVE READ AND UNDERSTOOD THEM. IF YOU DO NOT OR CANNOT AGREE TO BE BOUND BY ANY OF THE PROVISIONS OF THESE TERMS OF SERVICE (OR IF YOU ARE LEGALLY INCAPABLE OF BEING BOUND), PLEASE EXIT FROM THE WEBSITE AND DISCONTINUE ANY USE OF THE SERVICES. IF YOU ARE ENTERING INTO THESE TERMS OF SERVICE IN CONNECTION WITH YOUR EMPLOYMENT, YOU HEREBY REPRESENT TO THE COMPANY THAT YOU ARE AUTHORIZED TO AND HEREBY DO BIND YOUR COMPANY/EMPLOYER TO THESE TERMS OF SERVICE; IF ANY COURT OF COMPETENT JURISDICTION DETERMINES THAT YOU HAVE FAILED TO BIND YOUR COMPANY/EMPLOYER, THESE TERMS OF SERVICE SHALL BE BINDING UPON YOU PERSONALLY. ANY REFERENCES HEREIN TO "YOU" AND "YOUR" REFER BOTH TO YOU AND TO YOUR COMPANY/EMPLOYER, AS APPLICABLE.

The Company may, from time to time, modify, amend, or supplement these Terms of Service, and post the revised version of the Terms of Service in place of the present webpage. Such modifications, amendments or supplements shall be effective immediately upon posting on the Website (or other transmission to you). You are responsible for periodically checking the Website for changes to these Terms of Service. If you do not or cannot agree to be bound by any of the provisions of the revised version of the Terms of Service (or if you are legally incapable of being bound), you agree that your sole remedy is to cancel your Account and cease using the Website and the Services. Your continued use of the Website and/or the Services constitutes your agreement to be bound by the revised version of the Terms of Service.

1. ACCOUNT REGISTRATION AND POLICIES

By completing the registration process, you may establish an account ("Account") and register as a MarketPsych Member ("Member"), and you may access and use the Website and the Services commensurate with your membership level/selections. The Services may include the receipt by you of email newsletters, alerts, and other communications issued by the Company. As part of the registration process, a login ID and password will be assigned to your Account that you must use to access the Services. You are solely responsible for all activity on your Account and for the security of your computer system and access credentials. You may not reveal, transfer or sell your Account login ID or password to any other person. If your company/employer has entered into an enterprise services agreement, some restrictions in these Terms of Service may not apply to you.

(A) Charges and Billing
Terms of payment are within the Company's sole discretion and may be modified, amended or supplemented at any time and shall become effective upon posting on the Website. All applicable fees and other charges for services as well as any products marketed through the Website are payable by the 15th day of the quarter to which such fees or charges apply. The Company reserves the right to change prices at any time. The Company is not responsible for pricing, typographical, or other errors or omissions in any offerings by the Company and reserves the right to cancel any service or product orders resulting from such errors.

(B) Termination of Account

Member. Subject to the terms described herein, each Member has the right to terminate such Member's Account at any time upon written notice to the Company. Each Member understands and agrees that the termination of a Member's Account is such Member's sole right and remedy with respect to any dispute, including, but not limited to, any related to, or arising out of: (A) any term of these Terms of Service or the Company's enforcement or application of these Terms of Service; (B) the Member's ability to access and/or use the Service; or (C) the amount or type of fees, surcharges, applicable taxes, billing methods, or any change to the fees, applicable taxes, surcharges or billing methods. The Company reserves the right to collect accrued fees and charges and costs incurred by the Company upon receipt of a Member's notice to cancel an Account.
Company. The Company may terminate a Member's account at any time in its sole and absolute discretion for any reason including, without limitation, upon the occurrence of any one of the following events:
- Improper use of the Member's login ID or password.
- The information provided by a Member during the Account registration process is found to be untruthful or inaccurate.
- Improper use of the information provided on the Website or in connection with the Services and/or taking any other action which adversely affects the Website, the Services, or the Company.
- Any violation of these Terms of Service.
If the Company terminates an Account because of a Member's breach of these Terms of Service, the Company shall have no liability or responsibility to such Member or any third party.
General. In the event an Account is terminated by the Member for any reason (other than the Company's permanent discontinuance of the Website and/or the Services), or by the Company for any of the reasons set forth in Section 1(B)(ii) above, no refund will be granted and the Member will have no further access via the subject Account. Any delinquent or unpaid Account with unresolved disputes must be settled before the Company may allow a Member to register again. Any and all of a Member's personal information submitted in connection with the Account and/or the Services, including any Account information and password information, may promptly be destroyed by the Company upon termination of such Account.

(C) Privacy Policy
The MarketPsych Privacy Policy is incorporated herein by reference and is made part of these Terms of Service. You hereby represent and agree that you have read, understood, and agree to all of the terms of the MarketPsych Privacy Policy, a copy of which is available at: http://www.marketpsych.com/privacy

(D) Electronic Communications
When you visit the MarketPsych website or send emails to us, you are communicating with us electronically, and thereby you are consenting to receive communications from us electronically or by other means available. We will communicate with you electronically or by telephone. It is further understood that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communication be in writing.

2. LIMITATIONS, RESTRICTIONS AND OBLIGATIONS

(A) Generally.
The Company is an online financial media, data provider, asset management, and psychological testing and performance firm publishing content relating to human behavior and the financial markets (the "Content"). The Content is produced without regard to individual levels of sophistication or investment experience, and without regard to the suitability of individuals who may access the content. You understand and agree that the Content does not constitute a specific recommendation of any particular investment, security, portfolio, transaction, or strategy, nor that any specific course of action is suitable for any specific person. You understand and agree that no Company analysts or other personnel shall advise you with regard to your investments, and you therefore agree that you shall not attempt to contact the Company or any Company personnel seeking personalized investment advice. You further understand and agree that all Content is impersonal and not tailored to any specific investment needs and suitability requirements, including yours.
You understand and agree that the views expressed in the Content are opinions of the authors; that the Company does not instruct its employees which opinions to hold; that the opinions of one Company employee may differ from the opinions held on the same topic by another employee, or may change without notice. You understand and agree that past results are not indicative of future performance.
You understand and agree that the opinions expressed in the Content are derived from sources generally believed to be reliable, but that the Company is not liable for any errors, omissions, or incomplete or out of date information in the Content.

(B) Modification to Services
The Company may at any time and from time to time revise, supplement, suspend, or discontinue, temporarily or permanently, the Services (or any part thereof) with or without notice to you, and terminate all permissions/licenses granted in these Terms of Service. You agree that neither the Company nor any of its affiliates, licensors, agents, or employees is liable to you or any third party for any revision, supplement, suspension, or discontinuation of the Services, and termination of any permission/license.

(C) Limited License to Use the Website and Services

Grant of License. Subject to your compliance with these Terms of Service, if you are a Member, you are hereby granted a non-exclusive, non-transferable, non-sublicensable right and license to access the Website and the Services commensurate with your paid membership level/selections. The Website, Services, and Content may be used only for your internal business (or personal, as the case may be) purposes. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute any part of the Website, Services, or Content without the prior express written consent of MarketPsych. This right and license to access and use the Website, Services, and Content is personal to you and is not transferable to any other person or entity, nor may it be shared, resold, rented, licensed or leased by you. You are responsible to ensure that your use of the Website, Services, and Content is for lawful purposes only and is in conformity with the requirements of these Terms of Service. You shall be responsible for protecting the confidentiality of your password(s), if any. The Company shall have the right at any time to change or discontinue any aspect or feature of the Services, including (but not limited to) Content, hours of availability, and equipment needed for access or use.
Reservation of Rights. All rights not expressly granted by the Company herein are reserved by the Company. Access to the Website, Services, and Content is granted under license; no ownership rights are transferred to you by the Company. Except for the license granted herein, the Company retains all right, title and interest in and to the Website, Services, Content, and all information and other content provided in connection therewith.
Restrictions.
- Limitations of Reverse Engineering, Decompilation and Disassembly. You may not reverse engineer, decompile, or disassemble the Website, any of the Services, or any other material available in connection with the Services, except and only to the extent that such activity is expressly authorized by applicable law notwithstanding this limitation. You agree not to circumvent or attempt to circumvent any security measures associated with the Website and/or the Services.
- Rental. You may not rent, lease or lend access to the Website or any of the Services.
- Redistribution. You may not redistribute any information provided by, through, or in connection with the Website or any of the Services to any other person.
- Other Restrictions. You hereby agree not to:
  - Infringe upon the intellectual property rights of the Company or any third party.
  - Alter or cancel another Member's Account, or attempt to do so.
  - Impersonate another person, indicate that you are a Company employee, or attempt to mislead Members or guests by indicating that you represent the Company or any of the Company's licensors or affiliates.
  - Attempt to get a login ID, password, or other Account information, or any other private information from a Member.
  - Engage in or promote or encourage any illegal activity including hacking, cracking or distribution of counterfeit software for the purpose of accessing the Website, the Services, or Content.
  - Modify, delete or create derivative works of the Website, the Services, or Content, or any part thereof.
  - Remove or alter any legal notice, including any copyright management information, or any other notice or name or mark of the Company or its suppliers that appears in or is affixed to the Website or any of the Services.
  - You may not frame, or use any framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, flash movies, page layouts, or form) of MarketPsych without the express written consent of MarketPsych. You may not use META tags or any other "hidden text" which utilize www.marketpsych.com, MarketPsych, or any other derivative of our domain or company name without the express written consent of MarketPsych. You are hereby granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of MarketPsych as long as the link does not portray any false, misleading, derogatory, or otherwise offensive matter.
  - It is further understood and agreed that MarketPsych cannot and does not guarantee or warrant that files made available for downloading through the MarketPsych website will be free of infection from viruses, worms, trojans, or other code that manifests contaminating or destructive properties. It is your responsibility for implementing sufficient safeguards and procedures to ensure that any files obtained through MarketPsych are free from such contaminations.
  You agree not to:
  - Interfere with, hack into or decipher any transmissions to or from the servers running the Website or the Services.
  - Do anything that interferes with the ability of other Members to access and use the Website and the Services or that adversely affects the Website, the Services or the Company's business.
  - Use information provided on or in connection with the Website or the Services for any purpose that is not authorized by a license or permission granted by the Company herein.
  - Perform any acts which violate any applicable laws or regulations in connection with the manner in your access or use the Website and/or the Services.
- Ownership. You understand and acknowledge that the Website, the Services, the Content, and all other information provided to you in connection therewith are, as between you and the Company, owned solely and exclusively by the Company (including by its licensors and/or its affiliates or suppliers), and are protected by applicable laws and regulations, including treaty obligations relating to intellectual property rights. Under no circumstances will you obtain any ownership interest in any element of the Website, the Services, or the Content under these Terms of Service or otherwise.

(D) Company Trademarks
You are not authorized under any circumstances to use any trademark, service mark, logo, trade dress, company name, brand, or domain name owned by the Company or used by the Company in connection with the Website or the Services. You agree not to infringe or dilute any trademark, service mark, logo, or trade dress owned by the Company. If you believe any content appearing on our website constitutes a copyright infringement of another parties' rights, please contact us immediately at info@marketpsych.com to notify us of this infringement.

(E) Your submissions of files including, but not limited to:
Resumes not marked as confidential, e-mail, flash movies, images, logos, audio loops, and other software, hereby constitutes your agreement to grant MarketPsych a non-exclusive, royalty-free, worldwide, sub-licensable, perpetual license, to reproduce, distribute, transmit, modify, adapt, sub-license, and publicly display any such submissions. You also grant MarketPsych the right to utilize your name in connection with all advertising, marketing, and promotional materials related thereto.

3. DISCLAIMER OF WARRANTIES

YOU HEREBY EXPRESSLY AGREE THAT ACCESS TO AND USE OF THE WEBSITE, THE SERVICES, THE CONTENT, AND THE INTERNET IS AT YOUR SOLE RISK. THE WEBSITE, THE SERVICES, AND THE CONTENT (AS WELL AS ANY THIRD-PARTY SERVICES, PRODUCTS, AND INFORMATION DELIVERED TO YOU IN CONNECTION THEREWITH) ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND (EXPRESS OR IMPLIED); THE WARRANTIES HEREBY DISCLAIMED INCLUDE ANY WARRANTY OF MERCHANTIBILITY, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT GUARANTEE THAT YOU WILL BE ABLE TO ACCESS OR USE THE WEBSITE OR THE SERVICES AT TIMES OR LOCATIONS OF YOUR CHOOSING OR THAT THE COMPANY WILL HAVE ADEQUATE CAPACITY FOR THE WEBSITE OR THE SERVICES AS A WHOLE OR IN ANY SPECIFIC GEOGRAPHIC AREA. THE WEBSITE, THE SERVICES, AND THE CONTENT MAY CONTAIN ERRORS, INCLUDING TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS. MARKETPSYCH DOES NOT WARRANT THAT THE WEBSITE, ITS SERVERS, OR E-MAIL SENT FROM MARKETPSYCH ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MARKETPSYCH WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. In addition, the Website and the Services may enable you to access or download harmful or malicious code introduced onto the Internet by third parties. The Website and the Services may be available internationally and may contain references to programs or services of the Company and/or its suppliers that are not available in your location. Such references do not imply that the Company or its suppliers intend to make available such products, programs or services in your location.

4. LIMITATIONS OF LIABILITIES

YOU ACKNOWLEDGE AND AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY IN RELATION TO ANY DISPUTE WITH THE COMPANY, ITS LICENSORS, SUPPLIERS OR AFFILIATES (OR ANY OF THEIR EMPLOYEES, OFFICERS, MEMBERS, OR DIRECTORS) IS TO STOP USING THE WEBSITE AND THE SERVICES, AND TO CANCEL YOUR ACCOUNT. YOU ACKNOWLEDGE AND AGREE THAT IN NO EVENT WILL THE COMPANY, ITS LICENSORS, SUPPLIERS, OR AFFILIATES (OR ANY OF THEIR EMPLOYEES, OFFICERS, MEMBERS, OR DIRECTORS) BE LIABLE FOR ANY ACT OR FAILURE TO ACT BY THEM OR ANY OTHER PERSON REGARDING ANY CONDUCT, COMMUNICATION OR CONTENT ASSOCIATED WITH THE WEBSITE, THE SERVICES, OR THE CONTENT.

MOREOVER, IN NO CASE SHALL THE COMPANY, ITS LICENSORS, SUPPLIERS OR AFFILIATES (OR ANY OF THEIR EMPLOYEES, OFFICERS, MEMBERS, OR DIRECTORS) BE LIABLE TO YOU OR ANYONE DERIVING RIGHTS FROM YOU IN AN AMOUNT EXCEEDING THE AMOUNT YOU PAID TO THE COMPANY FOR THE SERVICES DURING THE ONE (1) YEAR PERIOD PRIOR TO THE DATE ON WHICH YOUR CLAIM PURPORTEDLY AROSE. IN NO CASE SHALL ANY OF SUCH PERSONS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM THEFT OR LOSS OF PROFITS, DATA, USE, GOODWILL, BUSINESS INTERRUPTION, OR OTHER INTANGIBLE LOSS) RELATING IN ANY WAY TO YOUR USE OF OR INABILITY TO USE THE WEBSITE, THE SERVICES, OR THE CONTENT. THIS LIMITATION SHALL APPLY REGARDLESS OF WHETHER SUCH ALLEGED LIABILITY IS BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY, AND REGARDLESS OF WHETHER ANY PERSON HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF CERTAIN CATEGORIES OF LIABILITY, THE FOREGOING LIMITATIONS SHALL APPLY TO YOU ONLY TO THE FULL EXTENT PERMITTED BY APPLICABLE LAW.

THE COMPANY DOES NOT ENDORSE, WARRANT OR GUARANTEE ANY THIRD-PARTY PRODUCT OR SERVICE OFFERED THROUGH OR IN CONNECTION WITH THE WEBSITE OR THE SERVICES AND WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

5. LINKS WITH OTHER SITES

The Website and/or the Services may provide links or references to websites or services that are maintained or provided by third parties. The Company is not responsible for and does not assume responsibility for any content or practice of any such site or service. Your use of any such site or service is entirely at your own risk. The Company provides such links and/or references solely as a convenience to you and not as an endorsement or approval of any content, practice, owner, or sponsor. The company makes no warranties of any kind in relation to such sites and/or services.

6. DISPUTES

Any dispute relating in any way to your visit or access of the MarketPsych website or to the products or services you purchase through the MarketPsych website shall be submitted to binding arbitration in Singapore except that, to the extent you have in any manner violated or threatened to violate MarketPsych's intellectual property rights, MarketPsych may seek injunctive or other appropriate relief in the Republic of Singapore courts and you consent to exclusive jurisdiction and venue in such courts.
Arbitration under these Terms of Use shall be conducted under the rules then prevailing of the International Arbitration Committee. The arbitrator's award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under these Terms of Use shall be joined to an arbitration involving any other party subject to these Terms of Use, whether through class arbitration proceedings or otherwise.

7. INDEMNIFICATION

You agree to defend, indemnify and hold harmless the Company and its licensors, affiliates, suppliers, employees, officers, and directors from and against all claims (including investigations and allegations that are not yet presented as litigation) and liabilities, losses and expenses, including attorneys' fees and costs, arising in connection with any breach of these Terms of Service. If you fail to provide a defense satisfactory to the Company, the Company may assume the defense and invoice you for the cost thereof, which invoice(s) you shall pay immediately upon presentation.

8. GOVERNING LAW

These Terms of Service, as well as your use of the Website and the Services, are governed by and shall be construed in accordance with the laws of the Republic of Singapore, without regard to its provisions relating to conflicts of laws. By agreeing to these Terms of Service or by accessing or using the Website and/or any of the Services, you submit to the personal jurisdiction of the federal and state courts of the Republic of Singapore. You further agree that such courts shall have exclusive jurisdiction over any claim brought by you under or in connection with these Terms of Service, the Website, or any of the Services.

9. VOID WHERE PROHIBITED

The Company makes no representation or warranty that any material on the Website or in the Services is lawful in every jurisdiction from which such material can be accessed, or is available for use in all jurisdictions. If you access or use the Website or the Services from a jurisdiction outside of the United States or Singapore you are responsible for compliance with all applicable local laws including, without limitation, laws about the Internet, data, e-mail, privacy, copyright, and trademark infringement. Additionally, you agree to comply with all applicable laws regarding the transmission of technical data exported from the United States, Singapore, or the country in which you reside.

10.MISCELLANEOUS

If any provision of these Terms of Service is held to be invalid or unenforceable, that provision will be deemed to be restated to reflect as nearly as possible the original intention in accordance with applicable law, and the remainder of these Terms of Service will remain in full force and effect. These Terms of Service constitute the entire agreement between the Company and you with respect to the subject matter hereof and supersede and replace all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of these Terms of Service will be effective only if in writing and signed by the Company. The failure of the Company to assert any right under these Terms of Service shall not be considered a waiver of that right, which shall remain in full force and effect. In addition, these Terms of Service are not intended to confer, and do not confer, any rights or remedies upon any person other than you. These Terms of Service and all related documents are written and shall be interpreted in the English language.

11.CONTACT US

If you have any questions, concerns, or comments regarding these Terms of Service, or have other questions or suggestions about our Website or the Services, you may contact us via email at info@marketpsych.com

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